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Managing Student Debt with AFT's "Summer" and Student Debt Programs

The federal Public Service Loan Forgiveness program—with the changes that the AFT has secured through advocacy and litigation—is perhaps the single best opportunity to deliver money in our members’ pockets. So far, $7.3 billion has been forgiven for more than 127,000 public service workers. But there is limited time to act to secure these benefits. Specifically, the expanded opportunity to receive credit for past payments ends Oct. 31, 2022. That means AFT members must submit paperwork by this date—it’s not too late!

AFT is working to keep members informed about the recent changes to Public Service Loan Forgiveness and how to use Summer to get help to borrowers. Summer is a trusted online platform that can help you simplify and navigate your student loan debt. Using Summer’s online student loan management platform, AFT members who enroll in this free member benefit can:

  • Enroll in income-driven repayment plans and manage annual income re-certifications;
  • Complete the Public Service Loan Forgiveness Employment Certification Form and manage the PSLF certification and application process;
  • Find other options for loan forgiveness; and 
  • Talk through options with Summer’s borrower success team so they can understand how to best maximize their loan repayment and forgiveness options. 

The temporary expansion of Public Service Loan Forgiveness means more people are getting relief, including many who were previously denied for having the “wrong type” of loan or repayment plan. You must apply before October 31, 2022 to take advantage of this temporary PSLF expansion.  Don’t wait! Sign up with Summer at and apply for Public Service Loan Forgiveness today! Need more information?

AFT is hosting student debt clinics to answer questions about Biden's loan forgiveness, #PSLF, how you can @SaveWithSummer, & more.
Select the debt clinic you'd like to attend and click next.

  • October 6, 2022 - 7:00 PM-8:30 PM ET
  • October 13, 2022 - 7:00 PM-8:30 PM ET
  • October 20, 2022 - 7:00 PM-8:30 PM ET
  • October 27, 2022 - 7:00 PM-8:30 PM ET

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